About – Lions Credit

About Lions Credit

Our Journey

Financial Performance Highlights

Lions Credit was incorporated in 2013 with a visionary goal: transforming into a full-fledged investment bank by 2030. Registered under Ugandan law as Lions Cooperative Saving And Credit Society Limited on November 14, 2013, our mission is to ignite economic growth through inclusive finance

Annual Key Metrics

Gross Profit margin of 30% per annum
Return on Capital Employed (ROCE): Average annual return of 8%
Earnings Per Share (EPS): Minimum annual growth of 10%

Financial Strengths

Consistency: Reliable profit delivery
Efficient Capital Use: Strong ROCE performance
Shareholder Value: Impressive EPS growth

Competitive Advantage:

Our financial performance demonstrates:

Effective management and strategic decision-making
Robust risk management practices
Commitment to delivering value to shareholders

Investment Portfolio Overview

Our diversified and robust investment portfolio is strategically designed to optimize returns while minimizing risk. Our current assets are primarily comprised of:

Loans to customers: Providing steady income streams

Our fixed assets include:

Land: Offering long-term appreciation potential

To ensure a balanced investment portfolio for our shareholders, we have also invested in:

Common stocks: Equity stakes in promising companies

Treasury bills: Low-risk, short-term government securities

Unit trusts: Diversified, managed investment funds

Investment Philosophy

Our investment approach prioritizes:

Risk management: Balancing risk and potential returns
Diversification: Spreading investments across asset classes
Long-term focus: Targeting sustainable growth and income
Active management: Regular portfolio monitoring and adjustments

Vision 2030

To revolutionize access to capital, leveraging our microfinance expertise to build a cutting-edge investment bank that unlocks opportunities for members and their businesses.

Mission

Igniting economic growth through inclusive finance. We combine social responsibility with commercial expertise, offering micro-lending, investment banking, and advisory services that catalyze entrepreneurship, job creation, and community prosperity

Main Objective:
Empowering our members with reliable, convenient, and affordable financial services

Discover More